State Bank of India (SBI), the country’s largest public-sector bank, has introduced a brand-new 36-month Fixed Deposit (FD) plan, aimed at customers seeking stable and guaranteed growth on their savings. At a time when market-linked investments are unpredictable, this special FD scheme offers a balanced duration, attractive interest rates, and assured returns, making it an appealing choice for both new and experienced investors.
A Special 36-Month Tenure for Better Returns
The newly launched 36-month FD plan has been designed to give customers a medium-term investment option with a higher interest payout. SBI’s updated interest rates on this plan are structured to deliver better returns compared to shorter tenures, while still maintaining liquidity and financial security. This makes the 3-year period ideal for individuals planning for future expenses like education, travel, or emergency funds.
How Much Will You Earn by Investing ₹2 Lakh?
Investing ₹2,00,000 under this scheme can generate attractive returns, thanks to the competitive interest rate offered by SBI. The 36-month tenure ensures steady compounding over three years, resulting in a substantially higher maturity amount. The plan is designed to provide financial clarity, allowing investors to know exactly how much they will receive at the end of the term.
Guaranteed Safety with SBI Assurance
As a government-backed institution, SBI provides one of the safest investment environments in the banking sector. Fixed deposits with SBI come with full transparency, zero risk of market fluctuations, and easy documentation. The bank also offers senior citizens an additional interest rate, making the scheme even more rewarding for older investors.
Easy Process and Flexible Payout Options
Customers can open this 36-month FD online through SBI’s YONO app or by visiting the nearest branch. The bank allows both cumulative and non-cumulative options, giving investors the choice between receiving interest at maturity or opting for monthly or quarterly interest payouts. This flexibility makes the plan suitable for salary earners, senior citizens, and individuals looking for stable passive income.
